In almost two decades of practising Real Estate in Ulster County, New York we have been able to accumulate a set of really good financial referrals, based on our own clients' history in that regard.
Your Real Estate mortgage process is going to be one of the chief factors in how you ultimately feel, by the time you arrive at the Real Estate closing table!
One thing we have found to be beneficial is to choose a Lending Institution that is local to the area. By making that choice, you are more likely to get an Appraiser who is familiar in detail with New Paltz Real Estate, Gardiner Real Estate, Woodstock Real Estate and so on, and the special subtleties of each of those individual markets. Even your loan officer will be able to visualise the locale, while communicating with an underwriter also experienced in evaluating loans in Ulster County. Maureen remembers, for example, an underwriter in an office many States distant, who found it hard to believe that the buyer was purchasing a New Paltz home that was actually built like a fortress, when the "log" description brought something much less substantial to mind, in the underwriter's own State context. The mortgage succeeded, but not without quite a delay while extra comparables were demanded and supplied. Unforeseen delays can can be at worst critical and at best, a nuisance!
It is true of the following people that we have only ever heard good things from our clients; while our own experience has been of their efficiency, competence and personal involvement.
Ulster Savings Bank: Ask for Liz Moeller.
Or ask for David Brunk or Barbara Zullo.
Wells Fargo: Ask for Dan Reid
Rhinebeck Savings: Ask for Alice Tenuto
